626 Cottage Lane
Deruyter, NY 13052 · Madison County
Price
$159,000
Bed / Bath
2 bd · 1 ba
Interior
714 sqft
Lot
6,534 sqft lot
Built
1968
↓ Reduced from $178,000
About this home
An inviting opportunity to own a seasonal cottage with deeded access to DeRuyter Reservoir. This access to the lake is across the private road. Docks and structures are prohibited in the easement, but it is perfect to launch your canoe or kayak. Located near the southwest corner of this popular man-made lake which played an important role in providing water to the Erie Canal. Absolutely loaded with potential. Whether getting on the water is your preference or you want an awesome getaway, this fits the bill! There is a neighborhood water district and a private septic system in front. There are 2 bedrooms, 1 full bath, a living area and kitchen. Outside is a front screened area, rear deck, and shed for storage. The driveway is grown over. This listing is being sold in "as is" condition. A wonderful retreat, spring through fall, in beautiful Central New York!
Interior features
- Ceiling Fans
- Sliding Glass Doors
- Bedroom On Main Level
Exterior features
- Dirt Driveway
- Deck
- Porch
Appliances
- Electric Cooktop
- Electric Oven
- Electric Range
- Electric Water Heater
- Refrigerator
Mechanical
Heating
Electric, Baseboard
Schools
District
DeRuyter
Elementary
DeRuyter Elementary
High School
DeRuyter High
Tax & finance
Annual taxes
$3,975
Financing
Cash · Conventional
MLS Attribution
Listing courtesy of Oak Tree Real Estate. Listing agent: Thomas C Tait. Data last updated 7/18/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.