579-580 Cottage Lane
Deruyter, NY 13052 · Madison County
Price
$499,900
Bed / Bath
2 bd · 1 ba
Interior
680 sqft
Lot
7,405 sqft lot
Built
1956
↓ Reduced from $529,900
About this home
Welcome to friendly, clean, and quiet DeRuyter Lake. This property offers not ONE, but TWO homes! The first is a two bed, one bath cottage that is lakefront and may come fully furnished if you wish. The home has been completely re-done inside; flooring, bathroom, kitchen, appliances all have been updated within recent years. A new metal roof was put on in 2024. And because there is electric heat and new spray foam insulation, this home is ready to go for its new owner year round. What a great value, two homes for the price of one! The back deck, deep back yard, and lake access with a dock included means lots of fun for boating, swimming, or fishing. The second property included is a mobile home across the street from the cottage which has had a very reliable, long term tenant who has been living in it for 11 years. The potential and possibilities are many; allow a tenant to remain in the mobile home to pay for taxes; turn it into an Air BNB; use it as a guest house for friends or family who come to the lake, or start fresh and build something new on that part of the lot. DeRuyter Lake prides itself on being a clean & cooperative community. The folks on W. Cottage Lane all chip in for road maintenance and winter plowing to keep the street functional all year round. An optional Lake Association can be joined as well which helps keep the lake clean and keeps residents apprised of what's going on around town. DeRuyter Lake is 2 miles long with a maximum depth of 55 feet. The lake is a great spot for boating, jet skiing and catching perch, rock bass, walleye, and pickerel just to name a few. Here is a chance to be waterfront in an area that's a bit more laid back than the more known lake towns, while still being able to hop over to Syracuse, Cazenovia, or Cortland whenever you need.
Interior features
- Ceiling Fans
- Cathedral Ceilings
- Eat In Kitchen
- Furnished
- Separate Formal Living Room
- Natural Woodwork
- Window Treatments
- Bedroom On Main Level
Exterior features
- Deck
- Dock
- Gravel Driveway
- See Remarks
- Propane Tank Owned
Appliances
- Electric Water Heater
- Gas Oven
- Gas Range
- Microwave
- Refrigerator
Mechanical
Heating
Electric, Propane, Baseboard
Cooling
Window Units
Schools
District
DeRuyter
Tax & finance
Annual taxes
$6,515
Financing
Cash · Conventional
MLS Attribution
Listing courtesy of Yaman Real Estate. Listing agent: Amy Schenck. Data last updated 7/22/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.