benny.estate
For SaleMLS # S17018070 days on market

743 Rutger st

Utica, NY 13501 · Oneida County

Price

$168,000

Bed / Bath

6 bd · 2 ba

Interior

1,864 sqft

Built

1930

About this home

Buyers hunting for a property that earns its keep will find much to admire in this handsome two-family residence, where six bedrooms and two bathrooms distribute themselves generously across roughly 1,864 square feet of dependable, income-ready living space. The arithmetic here speaks softly but persuasively. Two separate units mean two streams of rental revenue, whether you occupy one and let the other underwrite your mortgage or lease both for a portfolio that quietly grows fatter each month. A full basement lends welcome depth to the equation, offering ample room for storage, laundry, mechanicals, and the sort of untapped potential that patient owners eventually reward themselves with. Parking, that unglamorous yet endlessly appreciated luxury, spares tenants the daily indignity of circling the block. What truly distinguishes this offering, however, is its refreshingly attainable price point—an entry stroke of rare accessibility for those eager to plant a flag in Utica's rental market without the customary sticker shock. The surrounding neighborhood sweetens the proposition considerably. Quinn Park lies a short distance away for green-minded afternoons, while Al Balad Halal Market handles everyday provisioning with neighborly ease. Thomas R. Proctor High School anchors the area, and both Utica Union Station and the train station stand within convenient reach—a genuine boon for commuters and prospective renters alike. Opportunities that pair honest returns with such a welcoming setting seldom linger. Arrange your private viewing before this one finds a shrewder owner.

Appliances

  • Electric Water Heater
  • Gas Water Heater

Mechanical

Heating

Gas, Forced Air

Schools

District

Utica

Tax & finance

Annual taxes

$2,432

Financing

Cash · Conventional · FHA · VaLoan

Location

Utica, NY 13501 · Oneida County

MLS Attribution

Listing courtesy of Keller-Williams Mohawk Valley. Listing agent: Delbert Ball. Data last updated 7/27/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.