743 Rutger st
Utica, NY 13501 · Oneida County
Price
$168,000
Bed / Bath
6 bd · 2 ba
Interior
1,864 sqft
Built
1930
About this home
Buyers hunting for a property that earns its keep will find much to admire in this handsome two-family residence, where six bedrooms and two bathrooms distribute themselves generously across roughly 1,864 square feet of dependable, income-ready living space. The arithmetic here speaks softly but persuasively. Two separate units mean two streams of rental revenue, whether you occupy one and let the other underwrite your mortgage or lease both for a portfolio that quietly grows fatter each month. A full basement lends welcome depth to the equation, offering ample room for storage, laundry, mechanicals, and the sort of untapped potential that patient owners eventually reward themselves with. Parking, that unglamorous yet endlessly appreciated luxury, spares tenants the daily indignity of circling the block. What truly distinguishes this offering, however, is its refreshingly attainable price point—an entry stroke of rare accessibility for those eager to plant a flag in Utica's rental market without the customary sticker shock. The surrounding neighborhood sweetens the proposition considerably. Quinn Park lies a short distance away for green-minded afternoons, while Al Balad Halal Market handles everyday provisioning with neighborly ease. Thomas R. Proctor High School anchors the area, and both Utica Union Station and the train station stand within convenient reach—a genuine boon for commuters and prospective renters alike. Opportunities that pair honest returns with such a welcoming setting seldom linger. Arrange your private viewing before this one finds a shrewder owner.
Appliances
- Electric Water Heater
- Gas Water Heater
Mechanical
Heating
Gas, Forced Air
Schools
District
Utica
Tax & finance
Annual taxes
$2,432
Financing
Cash · Conventional · FHA · VaLoan
MLS Attribution
Listing courtesy of Keller-Williams Mohawk Valley. Listing agent: Delbert Ball. Data last updated 7/27/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.
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