benny.estate
For SaleMLS # S1652880109 days on market

640 Boyd Street

Watertown, NY 13601 · Jefferson County

Price

$189,900

Bed / Bath

5 bd · 2 ba

Interior

2,501 sqft

Lot

11,021 sqft lot

Built

1842

↓ Reduced from $199,900

About this home

Charming Two-Story Victorian – Flexible Single-Family or Duplex Layout This spacious two-story Victorian home offers versatility and character, easily functioning as either a single-family residence or a duplex. A dividing wall provides separation between the upstairs and downstairs units, making it ideal for multi-generational living or rental income potential. Potential In-Law Suite. There are 2 electric meters and 2 water meters, there are also 2 controls for a dual split for the furnace, with 2 separate controls on the unit itself in the basement. Each apartment has it's own thermostat The property features 5 bedrooms and 2 full bathrooms, offering plenty of room for comfortable living. The upstairs unit includes 2 enclosed sunporches, perfect for relaxing, enjoying morning coffee, or creating a bright workspace. Double wide side by side driveway, not a shared driveway! Whether you’re looking to invest or create a large family home, this property blends historic charm with functional flexibility.

Interior features

  • Separate Formal Dining Room
  • Eat In Kitchen
  • Separate Formal Living Room
  • Bedroom On Main Level

Exterior features

  • Blacktop Driveway
  • Enclosed Porch
  • Porch

Appliances

  • Dryer
  • Dishwasher
  • Electric Water Heater
  • Gas Oven
  • Gas Range
  • Refrigerator
  • Washer

Mechanical

Heating

Gas, Hot Water

Schools

District

Watertown

Tax & finance

Annual taxes

$2,650

Financing

Cash · Conventional · FHA · VaLoan

Location

Watertown, NY 13601 · Jefferson County

MLS Attribution

Listing courtesy of Marble Key Realty LLC. Listing agent: Julie Ablan-Woodrow. Data last updated 5/15/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.