benny.estate
For SaleMLS # S1653680178 days on market

540 Niagara Street

Utica, NY 13501 · Oneida County

Price

$144,900

Bed / Bath

4 bd · 1 ba

Interior

1,268 sqft

Lot

2,087 sqft lot

Built

1940

↓ Reduced from $149,900

About this home

This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North–South Arterial, and is just minutes from the new dog park and TR Proctor Park. The owner has enjoyed nearly 20 years here, and it shows. The spacious yard is ideal for everyday living, while the home’s location places you close to hospitals, colleges, restaurants, convenience stores, and more. With 4 bedrooms and over 1,200 square feet of living space, this home is comfortable, practical, and easy to maintain—featuring a newer furnace and updated insulation for efficient heating. A great opportunity in a well-located neighborhood—ready for its next chapter.

Interior features

  • Eat In Kitchen
  • Separate Formal Living Room
  • Skylights
  • Bedroom On Main Level

Exterior features

  • Blacktop Driveway

Appliances

  • Dryer
  • Gas Water Heater
  • Refrigerator
  • Washer

Mechanical

Heating

Gas, Forced Air

Schools

District

Utica

Tax & finance

Annual taxes

$1,954

Financing

Cash · Conventional · FHA

Location

Utica, NY 13501 · Oneida County

MLS Attribution

Listing courtesy of Coldwell Banker Faith Properties. Listing agent: Joseph C. Pantola Jr.. Data last updated 6/4/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.