540 Niagara Street
Utica, NY 13501 · Oneida County
Price
$144,900
Bed / Bath
4 bd · 1 ba
Interior
1,268 sqft
Lot
2,087 sqft lot
Built
1940
↓ Reduced from $149,900
About this home
This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North–South Arterial, and is just minutes from the new dog park and TR Proctor Park. The owner has enjoyed nearly 20 years here, and it shows. The spacious yard is ideal for everyday living, while the home’s location places you close to hospitals, colleges, restaurants, convenience stores, and more. With 4 bedrooms and over 1,200 square feet of living space, this home is comfortable, practical, and easy to maintain—featuring a newer furnace and updated insulation for efficient heating. A great opportunity in a well-located neighborhood—ready for its next chapter.
Interior features
- Eat In Kitchen
- Separate Formal Living Room
- Skylights
- Bedroom On Main Level
Exterior features
- Blacktop Driveway
Appliances
- Dryer
- Gas Water Heater
- Refrigerator
- Washer
Mechanical
Heating
Gas, Forced Air
Schools
District
Utica
Tax & finance
Annual taxes
$1,954
Financing
Cash · Conventional · FHA
MLS Attribution
Listing courtesy of Coldwell Banker Faith Properties. Listing agent: Joseph C. Pantola Jr.. Data last updated 6/4/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.
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