For SaleMLS # S17194090 days on market

513 Jay Street

Rome, NY 13440 · Oneida County

Price

$199,900

Bed / Bath

8 bd · 3 ba

Interior

2,806 sqft

Lot

4,356 sqft lot

Built

1900

Garage

2-car

About this home

Investment opportunity awaits with this solid, three-family home offering steady income potential and flexible owner-occupant options. The property features a spacious three-bedroom ground-floor apartment showcasing gorgeous natural woodwork, large kitchen, dedicated dining room, large primary bedroom closet, dedicated basement access with separate laundry facilities, and a reliable tenant currently paying $1,272 plus utilities. The second level features a nice four-bedroom apartment with separate laundry area/storage room that is vacant and ready for an owner-occupant or a new tenant at an estimated market rent of $1,800, which includes utilities. Additionally, above the 2 car garage sits a private one-bedroom apartment, leased to a great tenant paying $700 plus utilities. Complete with ample parking space for tenants, this turnkey multi-family asset delivers strong income right out of the gate with the versatility to live in one unit while the remaining tenants offset your mortgage.

Interior features

Ceiling Fans
Natural Woodwork

Appliances

Electric Water Heater
Gas Water Heater
Tankless Water Heater

Mechanical

Heating

Gas, Zoned, Forced Air, Hot Water, Steam

Cooling

Zoned

Schools

District

Rome

Tax & finance

Annual taxes

$7,435

Financing

Cash · Conventional · FHA · VaLoan

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Location

Rome, NY 13440 · Oneida County

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MLS Attribution

Listing courtesy of Coldwell Banker Prime Prop. Inc.. Listing agent: Laura Loomis-Patrick. Data last updated 10/7/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.