benny.estate
For SaleMLS # S170206723 days on market

431 Stone Street

Oneida, NY 13421 · Madison County

Price

$189,500

Bed / Bath

5 bd · 3.5 ba

Interior

3,042 sqft

Lot

8,276 sqft lot

Built

1901

Garage

2-car

↓ Reduced from $199,500

About this home

Welcome to 431 Stone Street in the City of Oneida! Whether you're looking to expand your investment portfolio or take advantage of an owner-occupant opportunity, this spacious two-family property offers tremendous versatility, existing rental income and over 3,000 square feet of living space.The larger unit features 4 bedrooms and 2 full bathrooms with a generous layout including an eat-in kitchen, formal dining room, living room and porch. This unit is currently occupied and rented for $1,550 per month, providing immediate income for the next owner.The second apartment is a comfortable 1-bedroom, 1-bath unit featuring an eat-in kitchen and its own porch. Currently vacant, this unit was previously rented for $900 per month, giving the flexibility to place your own tenant or potentially occupy the unit while collecting rent from the larger apartment. At the previous rental amounts, the property generates $2,450 per month, or $29,400 annually, when fully occupied.The property is already configured with two electric meters, two gas meters and two heating units—valuable features for a multi-family property. Additional amenities include separate laundry hookups, plenty of storage,forced-air heat,and public water and sewer.Outside you'll find a partially fenced yard, blacktop parking for multiple vehicles and a two-car garage offering additional parking and storage. Situated on a 60' x 137' lot, the property provides a nice combination of indoor and outdoor space. With over 3,000 square feet, two apartments, separate utilities, a two-car garage and income potential,431 Stone Street offers an exciting and versatile multi-family opportunity!

Interior features

  • Storage

Exterior features

  • Fence

Appliances

  • Gas Water Heater

Mechanical

Heating

Gas, Forced Air

Schools

District

Oneida

Tax & finance

Annual taxes

$4,593

Financing

Cash · Conventional · FHA

Location

Oneida, NY 13421 · Madison County

MLS Attribution

Listing courtesy of Acropolis Realty Group LLC. Listing agent: Jeremy Allen. Data last updated 9/5/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.