benny.estate
For SaleMLS # S170976231 days on market

431 Lake Road

Deruyter, NY 13052 · Madison County

Price

$475,000

Bed / Bath

1 bd · 1 ba

Interior

1,554 sqft

Lot

3,049 sqft lot

Built

1935

↓ Reduced from $499,000

About this home

Escape to the lake and enjoy a relaxing getaway at this charming cottage on beautiful DeRuyter Lake. Perfect for families, friends, or a peaceful weekend retreat, this comfortable lakefront property offers the ideal setting for making lasting memories. Wake up to beautiful lake views, spend your days enjoying the water, and unwind in the evening, while sitting out on the deck and taking in the peaceful sights and sounds of the lake. The open floor concept creates a spacious, welcoming atmosphere, making it easy to gather, relax, and enjoy time together. With sleeping accommodations for 6–8 guests, there’s plenty of room for everyone to feel comfortable. Updates in the past five years include: aerobic septic system, new windows facing lake, deck, electrical, shutters, three new parking spaces, floor joists and supports reinforced, and paint. Whether you’re looking for a summer vacation filled with swimming, boating, and fishing, or simply a quiet place to disconnect and recharge, this DeRuyter Lake cottage is a wonderful home base. Cottage can sleep between 6-8. Room for bed on first level, and four beds on the loft area.

Interior features

  • Entrance Foyer
  • Eat In Kitchen
  • Furnished
  • Separate Formal Living Room
  • Living Dining Room
  • Sliding Glass Doors
  • Loft

Exterior features

  • Deck
  • Gravel Driveway

Appliances

  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Microwave

Mechanical

Heating

Other, See Remarks, None

Schools

District

DeRuyter

Tax & finance

Annual taxes

$5,492

Financing

Cash · Conventional · FHA

Location

Deruyter, NY 13052 · Madison County

MLS Attribution

Listing courtesy of Hunt Real Estate ERA. Listing agent: Chip Hodgkins. Data last updated 9/28/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.