benny.estate
For SaleMLS # S16900192 days on market

42032 Payne Lake Drive

Antwerp, NY 13608 · Jefferson County

Price

$1,200,000

Bed / Bath

3 bd · 2.5 ba

Interior

2,448 sqft

Lot

1.60 ac

Built

2017

Garage

2-car

About this home

Welcome to an extraordinary waterfront retreat on the pristine shores of Payne Lake. Built in 2017 and offering an impressive 505 feet of waterfront, over 8 acres, this one of a kind property combines modern comfort, exceptional craftsmanship, and unmatched privacy on one of the North Country's most exclusive lakes. With just about 21 homes on one side of the lake and protected lands owned by Pulpit Rock State Forest and TILT on the opposite shoreline, you'll enjoy breathtaking views and a level of seclusion that's increasingly difficult to find. Thoughtfully designed with quality and efficiency in mind, the home features CertainTeed siding, 2" spray foam insulation, LVP flooring, a propane furnace, and a 3 year old ductless heating and cooling system. The custom kitchen showcases beautiful Black Walnut cabinetry, granite countertops, SS appliances, induction stove, open shelving, and a bf bar overlooking the open living area. Knotty pine ceilings, rustic finishes, and a stunning wood burning fireplace create the perfect lodge like atmosphere for everyday living and entertaining. Offered fully furnished the home includes a beautiful Amish crafted dining table and chairs, along with a Generac whole-house generator, water softener system, and reverse osmosis drinking water system creating a truly turnkey retreat. Step outside and relax in the 2 year old hot tub while taking in the views. Adding incredible value is the spectacular 36' x 44' finished barn built in 2021. Fully insulated and climate controlled, a full kitchen with gas stove, half bath with dedicated dog washing station, on-demand propane hot water, a 100,000 BTU Modine Hot Dawg heater, supplemental electric baseboard heat, insulated Clopay overhead doors, and a professionally finished polyaspartic-coated floor. Second floor has a private bedroom w/ full bath. Additional highlights include 2 wells, 2 septic systems, a fenced in yard, raised beds, and a flagpole. Lot 2 offers an opportunity for dock relocation, while Lot 1 presents future building potential. Boat launch next door! Whether you're seeking a year round residence, family compound, or rec retreat this remarkable Payne Lake property delivers!

Interior features

  • Breakfast Bar
  • Cathedral Ceilings
  • Den
  • Furnished
  • Separate Formal Living Room
  • Home Office
  • Hot Tub Spa
  • Kitchen Island
  • Living Dining Room
  • Sliding Glass Doors
  • Natural Woodwork
  • Loft
  • Bath In Primary Bedroom
  • Main Level Primary
  • Workshop

Exterior features

  • Deck
  • Dock
  • Gravel Driveway
  • Hot Tub Spa
  • See Remarks
  • Propane Tank Leased

Appliances

  • Dryer
  • Dishwasher
  • Electric Cooktop
  • Exhaust Fan
  • Electric Water Heater
  • Refrigerator
  • Range Hood
  • See Remarks
  • Water Heater
  • Washer
  • Water Purifier Owned
  • Water Softener Owned

Mechanical

Heating

Ductless, Propane, Other, See Remarks, Forced Air

Cooling

Ductless, Other, See Remarks

Schools

District

Indian River

Tax & finance

Annual taxes

$4,549

Financing

Cash · Conventional · VaLoan

Location

Antwerp, NY 13608 · Jefferson County

MLS Attribution

Listing courtesy of Lake Ontario Realty, LLC. Listing agent: Beth Miller. Data last updated 6/19/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.