benny.estate
For SaleMLS # R17006100 days on market

408 Main Street

Waterloo, NY 13165 · Seneca County

Price

$199,900

Bed / Bath

3 bd · 1.5 ba

Interior

1,338 sqft

Lot

23,522 sqft lot

Built

1947

Garage

1-car

About this home

Charming Cape Cod-style home offering the perfect combination of convenience, privacy, and waterfront living. Ideally located with easy access to Routes 5 & 20, this well-maintained home features 3 bedrooms, 1.5 bathrooms, an attached one-car garage, and plenty of off-street parking. Step inside to find a spacious first floor featuring a large front living room, formal dining room, and an updated eat-in kitchen complete with updated appliances and direct access to the expansive rear deck overlooking the deep, private backyard. The main level also offers two bedrooms, including one with sliding glass doors opening directly to the deck, a full bathroom, and the convenience of first-floor laundry. The second floor provides a third bedroom, a generous second living area that's perfect as a family room, home office, or playroom, and a large half bath with excellent potential to be converted into a full bathroom. Situated on over a half-acre, the backyard is a true highlight, offering exceptional privacy as it extends to your own private dock on the Seneca-Cayuga Canal. Enjoy kayaking, boating, fishing right from your dock, or simply relax while taking in the peaceful waterfront setting and abundant local wildlife. Whether you're looking for a year-round residence or a home that embraces the Finger Lakes outdoor lifestyle, this property offers a rare opportunity to enjoy canal-front living in a convenient central location.

Interior features

  • Separate Formal Dining Room
  • Eat In Kitchen
  • Separate Formal Living Room
  • Sliding Glass Doors
  • Bedroom On Main Level

Exterior features

  • Deck
  • Dock
  • Gravel Driveway
  • Private Yard
  • See Remarks

Appliances

  • Dryer
  • Free Standing Range
  • Gas Water Heater
  • Oven
  • Refrigerator
  • Washer

Mechanical

Heating

Gas, Forced Air

Schools

District

Waterloo

Tax & finance

Annual taxes

$4,899

Financing

Cash · Conventional · FHA · UsdaLoan · VaLoan

Location

Waterloo, NY 13165 · Seneca County

MLS Attribution

Listing courtesy of Century 21 Steve Davoli RE. Listing agent: Daniel J. Toner. Data last updated 7/21/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.