benny.estate
For SaleMLS # R17116500 days on market

277-279 Main Street

Oneonta, NY 13820 · Otsego County

Price

$325,000

Bed / Bath

—

Interior

4,860 sqft

Built

1900

About this home

Position your portfolio or retail business right in the heart of downtown Oneonta with this versatile, high-visibility 3-unit mixed-use property on Main Street. Offered at an exceptionally accessible price point, this solid, well-maintained building presents an unbeatable entry into commercial ownership with immediate upside potential. The ground floor features a recently renovated commercial space ready for high foot-traffic retail, professional offices, or a boutique service business. Upstairs, the property holds two flexible residential units: one currently rented to provide immediate, reliable income, and a second framed-out unit ready for your final custom touches. Whether you choose to finish the second apartment to maximize rental yields, or move in and let the remaining units offset your expenses, this Main Street gem delivers the ideal combination of cash flow, location, and owner-occupant flexibility.

Mechanical

Heating

Gas, Other, See Remarks

Cooling

Other, See Remarks

Schools

District

Oneonta

Tax & finance

Annual taxes

$8,276

Financing

Cash · Other · SeeRemarks

Location

Oneonta, NY 13820 · Otsego County

MLS Attribution

Listing courtesy of Keller Williams Upstate NY Properties. Listing agent: Anthony Heath. Data last updated 9/2/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.