2132 US Route 20
Seneca Falls, NY 13148 · Seneca County
Price
$179,900
Bed / Bath
4 bd · 2 ba
Interior
1,190 sqft
Lot
13,939 sqft lot
Built
1880
Garage
2-car
About this home
Exceptional Investment Opportunity with Canal Frontage & Commercial Potential! This well-maintained up/down duplex offers a proven rental history and nearly 100 feet of Cayuga-Seneca Canal frontage, creating a unique waterfront investment in a highly visible location. Dual residential/commercial zoning provides exceptional flexibility, making it ideal for investors, owner-occupants, or entrepreneurs seeking a live/work opportunity. A detached 30x28 two-car garage built in 2008 provides additional storage and functionality. Each apartment features 2 bedrooms and 1 full bath with separate utilities. The spacious first-floor unit offers a formal dining room, newer flooring, and ceramic tile, while the upper apartment features an open-concept layout with a large bathroom complete with a walk-in shower. A full basement provides washer and dryer hookups, and tenants will appreciate the inviting covered/open front porch along with the rear porch overlooking the canal. The lower level offers the perfect opportunity to operate your business or enjoy owner-occupied living while the second-floor apartment helps offset your mortgage and operating expenses. With excellent exposure along the Route 5 & 20 corridor, waterfront appeal, dependable rental income, and commercial zoning, this is a rare property that offers both immediate cash flow and outstanding long-term potential. Whether you're expanding your investment portfolio, launching a business, or seeking a flexible mixed-use property, this one is not to be missed.
Interior features
- Natural Woodwork
- Bedroom On Main Level
Exterior features
- Enclosed Porch
- Porch
- Private Yard
- See Remarks
Appliances
- Electric Water Heater
Mechanical
Heating
Gas, Forced Air, Wall Furnace
Schools
District
Waterloo
Elementary
Skoi-Yase
Middle
Waterloo Middle
High School
Waterloo High
Tax & finance
Annual taxes
$3,085
Financing
Cash · Conventional · FHA · VaLoan
MLS Attribution
Listing courtesy of The Young Agency. Listing agent: David W. Young. Data last updated 8/7/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.
More in Seneca Falls
Similar homes nearby.
Seneca Falls, NY 13148
3143 Ken Mor Drive
$329,900
2 bd · 3 ba · 1,476 sqft
Listing courtesy of Lake To Lake Real Estate
Listed 2 days ago
Seneca Falls, NY 13148
3158 Ken Mor Dr
$389,900
5 bd · 2.5 ba · 2,658 sqft
Listing courtesy of Century 21 Steve Davoli RE
Listed 5 days ago
Seneca Falls, NY 13148
136 Ovid Street
$1,800
3 BR total · 1,000 sqft
Listing courtesy of The Young Agency
Listed 2 days ago