benny.estate
For SaleMLS # S17036770 days on market

20432 Shore Road

Three Mile Bay, NY 13693 · Jefferson County

Price

$285,000

Bed / Bath

4 bd · 2 ba

Interior

1,536 sqft

Lot

2.00 ac

Built

2005

About this home

Enjoy the perfect combination of privacy, space, and waterfront recreation without the high waterfront taxes! This beautifully updated 4 bedroom, 2 bathroom ranch sits on 2 peaceful acres and includes 15 feet of deeded water access, making it easy to enjoy fishing, kayaking, paddleboarding, and more. Built in 2005, this 1,536 square foot home features a bright, open concept layout where the living room, dining area, and kitchen flow seamlessly together, creating the perfect space for entertaining or everyday living. The kitchen offers warm butcher block countertops, stainless steel appliances, and plenty of workspace. Fresh paint and new flooring throughout give the home a clean, modern feel. The spacious primary suite includes a private full bath, while three additional bedrooms provide plenty of room for family, guests, or a home office. Outside, extensive tree clearing has created an even larger backyard with endless possibilities for recreation, gardening, or simply relaxing. A storage shed provides additional space for tools and outdoor equipment. Whether you're looking for a year round residence or a weekend getaway, this property offers the best of country living with the added bonus of deeded waterfront access at a fraction of the taxes of true waterfront ownership.

Interior features

  • Country Kitchen
  • Kitchen Family Room Combo
  • Living Dining Room
  • Main Level Primary
  • Primary Suite

Exterior features

  • Gravel Driveway
  • Propane Tank Leased

Appliances

  • Electric Oven
  • Electric Range
  • Propane Water Heater
  • Refrigerator
  • Tankless Water Heater

Mechanical

Heating

Propane, Hot Water, Radiant Floor

Schools

District

Lyme

Tax & finance

Annual taxes

$3,098

Financing

Cash · Conventional · FHA

Location

Three Mile Bay, NY 13693 · Jefferson County

MLS Attribution

Listing courtesy of Lake Ontario Realty, LLC. Listing agent: Beth Miller. Data last updated 8/3/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.