benny.estate
For SaleMLS # B168960129 days on market

12765 Beach Avenue

Silver Creek, NY 14136 · Chautauqua County

Price

$995,000

Bed / Bath

4 bd · 3 ba

Interior

2,129 sqft

Lot

9,901 sqft lot

Built

2001

Garage

3-car

About this home

Amazing opportunity to live at Hanford Bay with exceptional lakefront living. This custom waterfront residence was thoughtfully designed to maximize breathtaking lake views while offering sophisticated comfort across three beautifully finished levels. Step inside to soaring 14-foot ceilings, expansive windows, skylights, rich hardwood floors, and a stunning gas Heatilator fireplace that anchors the open-concept living space. The dining area flows seamlessly into the well-appointed kitchen featuring beautiful maple cabinetry, center island, newer appliances, and heated ceramic flooring. A first-floor bedroom, full bath, and laundry room provide added convenience. The second level offers a luxurious primary suite retreat complete with a walk-in closet and spa-inspired bath with separate shower. Two additional bedrooms share a Jack-and-Jill bath, and there is easy access to attic storage. The finished lower level expands the home's versatility with a fifth bedroom (per town records) or recreation room, half bath, office or craft room, and a second kitchen with stove—ideal for entertaining guests or extended family. Additional storage includes a spacious 26' x 20' crawl space. Car enthusiasts and hobbyists will appreciate the rare convenience of two heated garages. The attached garage includes a sink and shower, while the detached garage offers 220-volt service and abundant cabinetry. Exceptional mechanical features include dual furnaces, central air units and hot water tanks. Plus central vacuum, security system, sump pump, Nest thermostats, whole-house generator, and Cat 5 wiring throughout. Recent improvements include the roof, front windows, hot water tanks, and more (see attached update list). Hanford Bay Property Owners Association dues are only $235 annually and include street lighting, maintenance of 7 beach right-of-ways, and trash collection. Optional clubhouse membership is available for just $150 annually and provides a list of Summer Events, access to a playground plus basketball, pickleball, tennis, and baseball facilities. Experience the beauty, comfort, and lifestyle of waterfront living at Hanford Bay—It's a Wonderful Life at "The Bay"!

Interior features

  • Breakfast Bar
  • Ceiling Fans
  • Cathedral Ceilings
  • Central Vacuum
  • Den
  • Entrance Foyer
  • Eat In Kitchen
  • Separate Formal Living Room
  • Great Room
  • Home Office
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Living Dining Room
  • Other
  • Pantry
  • Pull Down Attic Stairs
  • See Remarks
  • Sliding Glass Doors
  • Second Kitchen
  • Storage

Exterior features

  • Blacktop Driveway
  • Concrete Driveway
  • Patio

Appliances

  • Convection Oven
  • Dryer
  • Dishwasher
  • Exhaust Fan
  • Electric Oven
  • Electric Range
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Refrigerator
  • Range Hood
  • Washer

Mechanical

Heating

Gas, Forced Air

Cooling

Central Air

Schools

District

Silver Creek

Tax & finance

Annual taxes

$15,272

Financing

Cash · Conventional

Location

Silver Creek, NY 14136 · Chautauqua County

MLS Attribution

Listing courtesy of HUNT Real Estate Corporation. Listing agent: Carol Lee Rubeck. Data last updated 7/15/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.