107-109 Fall Street
Seneca Falls, NY 13148 · Seneca County
Price
$499,900
Bed / Bath
3 bd · 4.5 ba
Interior
10,530 sqft
Lot
3,903 sqft lot
Built
1964
About this home
Fully renovated, three-story mixed-use brick building in the heart of downtown Seneca Falls, backing directly onto the Cayuga-Seneca Canal. Offered at roughly $47 per square foot based on 10,530 SF, the property is 100% occupied, with three income streams producing approximately $57,000 in annual gross rent. In-place rents sit below market, offering potential upside. A complete renovation includes new HVAC with central air in every unit, electrical, plumbing, windows and a rubber membrane roof. At street level, the character-rich café and its associated kitchen, office and storage space total approximately 3,874 SF across two levels. The café features pressed-tin ceilings, exposed brick, slate floors, a curved service bar, bakery display cases, a private dining room with a fireplace mantel and a commercial kitchen. Full-height storefront windows face Fall Street (Routes 5 & 20), and C1 zoning supports restaurant, retail, office or professional use. The building also includes two expansive canal-view residences, each with its own private rear entrance off Cowing Street. The approximately 3,241 SF two-level Loft Apartment offers 2 bedrooms, 2.5 baths, hardwood floors, an open kitchen, dining and living area with panoramic water views, a main-level en-suite bedroom, laundry and an upstairs primary suite with soaring ceilings and a soaking tub. The approximately 2,512 SF Canal Apartment offers 1 bedroom, 1.5 baths, a large kitchen with breakfast bar, dining area and a wall of waterfront windows. Its approximate area includes the storage and laundry rooms shown on the floor plan. Four surfaced common parking spaces are located at the rear. The property is ideal for an investor or an owner-user who wants to live on the water beside their own storefront while rental income helps carry the cost. It is steps from the Women’s Rights National Historical Park, the National Women’s Hall of Fame, the canal harbor and waterfront trails, in a downtown boosted by a $10 million Downtown Revitalization Initiative award. Minutes to the Thruway and about an hour to Rochester, Syracuse and Ithaca. Tenant-occupied; showings by appointment only with 24 hours’ notice.
Appliances
- Gas Water Heater
Mechanical
Heating
Electric, Gas, Zoned, Forced Air, Hot Water, Radiant
Cooling
Zoned
Schools
District
Seneca Falls
Tax & finance
Annual taxes
$9,249
Financing
Cash · Conventional
MLS Attribution
Listing courtesy of Coldwell Banker Finger Lakes. Listing agent: John P. Parrott III. Data last updated 9/30/2026. Information deemed reliable but not guaranteed; should be independently verified. © NYS Alliance of MLSs.
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